Advance directives are legal documents that allow people to communicate their
decisions to health care providers so they know what kind of medical care he or she wants at the end of life. Advance directives communicates medical care to family and health care professionals
in the event that they are unable to make those decisions themselves. The two main types of advance
directives are living wills and a medical power of attorney.
Advance directives should be filled out while people are healthy and of sound mind. It allows them to think about what exactly they want and discuss with family members their wishes. You have the right to make decisions about your own treatment.
When diagnosed with a terminal illness or involved in a near fatal accident, people get scared and want to try every drug or treatment possible, even when the risks far outweigh the benefits. Making life decisions in a frantic state of mind is detrimental and elevates an already emotionally stressful situation. Choices about end-of-life care are difficult to make even when people are healthy. This is exactly the reason why such important decisions must be made while in a healthy state of mind.
The documents are easy to fill out and you may do so on your own. The following are just a few websites you may use as resources to aid you in completing the state appropriate forms.
www.caringinfo.org; www.americanbar.org; www.myhealthcarewishes.com
Death is a topic no one likes to discuss, but death is inevitable. Take time, pre-plan and give yourself peace of mind.
Smart choices,
Trisha M. Pacenti RN,BSN
www.nurseinsagent.com
Wednesday, November 5, 2014
Friday, October 17, 2014
Current Ebola Outbreak
Ebola is not transmitted through the air like the Flu virus. The Ebola virus is very weak outside of the host and dies quickly on surfaces. A bleach solution will kill the virus and so will soap and water. As with any other virus, Ebola can evolve by changing it's protein, thereby making the virus more virulent and highly transmittable.
Should the Ebola virus mutate and becomes airborne like the Flu virus, a pandemic will likely occur.There is no vaccine to prevent Ebola.
You are more likely to get into a car accident on the way to the store than you are if sitting next an Ebola infected individual on an airplane.
At this point, the spread of Ebola is through direct contact with bodily fluids of an infected patient. Vomit, diarrhea, blood, urine carry the highest amount of the virus thereby making the fluids highly infectious. Reason said due to the large volume of fluids. Larger volumes house larger amounts of the virus.
So, what to do. Don't place your hands in vomit, diarrhea, blood, or urine then touch your eyes, nose, mouth or don't touch an open wound. Parents, tell your kids the same. Use a hand sanitizer after touching public surfaces. Thoroughly wash your hands with soap and water.
The more you know.
Good health,
Trisha M. Pacenti RN,BSN
www.nurseinsagent.com
Should the Ebola virus mutate and becomes airborne like the Flu virus, a pandemic will likely occur.There is no vaccine to prevent Ebola.
You are more likely to get into a car accident on the way to the store than you are if sitting next an Ebola infected individual on an airplane.
At this point, the spread of Ebola is through direct contact with bodily fluids of an infected patient. Vomit, diarrhea, blood, urine carry the highest amount of the virus thereby making the fluids highly infectious. Reason said due to the large volume of fluids. Larger volumes house larger amounts of the virus.
So, what to do. Don't place your hands in vomit, diarrhea, blood, or urine then touch your eyes, nose, mouth or don't touch an open wound. Parents, tell your kids the same. Use a hand sanitizer after touching public surfaces. Thoroughly wash your hands with soap and water.
The more you know.
Good health,
Trisha M. Pacenti RN,BSN
www.nurseinsagent.com
Wednesday, October 8, 2014
Annuities
What is an annuity? An annuity is an insurance contract that allows the owner to accumulate funds on a tax-deferred basis and take distribution when desired. The benefit of an annuity is that it provides income you cannot outlive. This is a simple way to distribute your estate directly to a beneficiary.
There are several types of annuities.
A flexible premium deferred annuity is one that accumulates tax-deferred earnings for your future at competitive interest rates. The flexible payment schedule allows for future contributions. FPDA can also be used to fund an IRA. The tax begins when you start withdrawing. Keep in mind, you will pay tax according to your age bracket.
Single premium deferred annuity is when you decide a one, three, or five year guarantee period will work best for you. Your account then locks in at the interest rate available for that guarantee period.
A SPDA is ideal for people with accumulated assets to invest. A SPDA is a one-time premium payment with a guaranteed interest rate. Tax is deferred until you begin withdrawals.
Single premium immediate annuity offers stable protection and provides immediate income. A SPIA is ideal for people wishing to liquidate accumulated assets, can be used for retirement and can provide payments covering two lives.
Whether you decide on a annuity or life insurance a licensed, experienced insurance representative is available for your financial planning needs.
To learn more, please visit annuities-explained.net
Start planning,
Trisha M. Pacenti RN,BSN
www.nurseinsagent.com
There are several types of annuities.
A flexible premium deferred annuity is one that accumulates tax-deferred earnings for your future at competitive interest rates. The flexible payment schedule allows for future contributions. FPDA can also be used to fund an IRA. The tax begins when you start withdrawing. Keep in mind, you will pay tax according to your age bracket.
Single premium deferred annuity is when you decide a one, three, or five year guarantee period will work best for you. Your account then locks in at the interest rate available for that guarantee period.
A SPDA is ideal for people with accumulated assets to invest. A SPDA is a one-time premium payment with a guaranteed interest rate. Tax is deferred until you begin withdrawals.
Single premium immediate annuity offers stable protection and provides immediate income. A SPIA is ideal for people wishing to liquidate accumulated assets, can be used for retirement and can provide payments covering two lives.
Whether you decide on a annuity or life insurance a licensed, experienced insurance representative is available for your financial planning needs.
To learn more, please visit annuities-explained.net
Start planning,
Trisha M. Pacenti RN,BSN
www.nurseinsagent.com
Wednesday, September 10, 2014
Life happens
Life insurance is the cornerstone of a sound financial plan. Protecting what you value the most is what we naturally do for those we love. It's never too late or too early to protect your family's financial future. Truth is, it is difficult to have discussions on mortality. Reality is, mortality is just as real as the nose on your face. The difficulty of the conversation should not stop you from pre-planning. The time to have these discussions is now when your at your youngest and healthiest.
Pre-planning brings value and sense of security. There is no better feeling knowing that you have laid out a financial plan for your family. The flexibility of life insurance ensures you have enough money available to cover final expenses. The wide range of available products will provide the coverage you need. Another value added benefit at no cost to you or the beneficiary is that the money is federal income tax free.
There is no such thing as one-size fits all life insurance. You have unique needs, goals and responsibilities so you need a life insurance plan that's designed specifically for you. Building a successful life insurance program starts with paying attention to detail and a qualified life insurance representative. If you would like to learn more how life insurance products can help you, contact me for a consultation. As an experienced representative, I will provide you with a financial needs analysis, review products with you and provide you with an individualized plan that is best to fit your needs.
Smart financial health,
Trisha M. Pacenti RN,BSN
www.nurseinsagent.com
Pre-planning brings value and sense of security. There is no better feeling knowing that you have laid out a financial plan for your family. The flexibility of life insurance ensures you have enough money available to cover final expenses. The wide range of available products will provide the coverage you need. Another value added benefit at no cost to you or the beneficiary is that the money is federal income tax free.
There is no such thing as one-size fits all life insurance. You have unique needs, goals and responsibilities so you need a life insurance plan that's designed specifically for you. Building a successful life insurance program starts with paying attention to detail and a qualified life insurance representative. If you would like to learn more how life insurance products can help you, contact me for a consultation. As an experienced representative, I will provide you with a financial needs analysis, review products with you and provide you with an individualized plan that is best to fit your needs.
Smart financial health,
Trisha M. Pacenti RN,BSN
www.nurseinsagent.com
Friday, September 5, 2014
Skin health
.JPG)
Smoking and excessive exposure to the sun's ultraviolet rays cause rough, dehydrated skin. The water reserves needed to maintain nourishment of the deepest layers of the skin diminishes while collagen fibers weaken and break. The UV rays create an increase in melanocytes causing freckles, darkened and discolored skin.
Over time skin becomes dehydrated and less pliable. The skin is the largest organ of the body. Specific care is needed to ensure healthy skin integrity.
Although the picture seen here is a mannequin, the artist was able to capture a true likeness of what can and does happen to the skin with a lifetime of smoking and excessive sun exposure.
Smart choices,
Trisha M. Pacenti RN,BSN
Sunday, August 31, 2014
Motion
The human body is designed for movement. The joints allow motion to occur. Joints are freely movable when adequately hydrated and muscles relaxed. There is an absence of inflammatory cells when the joints move the way they are designed. Simply stated, a body in motion stays in motion.
Lack of joint movement causes inflammation, stiff, achy joints and pain upon movement. Simply put, a body at rest stays at rest. The less you do the less your body will do. Smoking, over eating, ingesting high fat, high sodium, high sugar foods, lack of exercise will cause the body to be sluggish. Therefore causing stiff, achy joints. The more sedentary the body is the more likely inflammation occurs. Demand something of your body or your body will demand of less of you.
By ignoring your health, your health will eventually go away. So will you.
Take an interest in your health.
Smart choices,
Trisha M. Pacenti RN,BSN
www.nurseinsagent.com
National Geographic
Lack of joint movement causes inflammation, stiff, achy joints and pain upon movement. Simply put, a body at rest stays at rest. The less you do the less your body will do. Smoking, over eating, ingesting high fat, high sodium, high sugar foods, lack of exercise will cause the body to be sluggish. Therefore causing stiff, achy joints. The more sedentary the body is the more likely inflammation occurs. Demand something of your body or your body will demand of less of you.
By ignoring your health, your health will eventually go away. So will you.
Take an interest in your health.
Smart choices,
Trisha M. Pacenti RN,BSN
www.nurseinsagent.com
National Geographic
Thursday, August 14, 2014
What is Cancer? What goes wrong?
Any living creature- from homo sabians to our beloved pets can be afflicted with cancer. Cancer can show up on any internal organ and outside on the skin. There is damage to the genes that control cell division and growth. Cells become cancerous as a result of mutations. Cancer is not an infection.
No two cancers are alike. Your cancer is unique to you. It's your cells that become corrupt during the division process. The drugs available to treat cancer are mass produced to cover a blanket of cancers. Which is why some people may not be "cured" . They don't respond as favorable as others may. Ca cells are corrupt and vulnerable and cannot ward off virus's like normal cells.
Genetic damage accumulates over time which is why you see many cancers develop later in life. Environmental pollutants, hereditary factors, exposure to radiation and cigarette smoke will cause mutations. Cancerous cells grow into abnormal tissues known as masses.
When cancer cells spread through the body this is called metastasis. Any kind of cell can become cancerous. No one is immune.
Good health,
Trisha M. Pacenti RN, BSN
www.nurseinsagent.com
No two cancers are alike. Your cancer is unique to you. It's your cells that become corrupt during the division process. The drugs available to treat cancer are mass produced to cover a blanket of cancers. Which is why some people may not be "cured" . They don't respond as favorable as others may. Ca cells are corrupt and vulnerable and cannot ward off virus's like normal cells.
Genetic damage accumulates over time which is why you see many cancers develop later in life. Environmental pollutants, hereditary factors, exposure to radiation and cigarette smoke will cause mutations. Cancerous cells grow into abnormal tissues known as masses.
When cancer cells spread through the body this is called metastasis. Any kind of cell can become cancerous. No one is immune.
Good health,
Trisha M. Pacenti RN, BSN
www.nurseinsagent.com
Subscribe to:
Posts (Atom)
