Thursday, January 29, 2015

Human body contmination

What? We live in an industrialized nation. We burn coal. We pour, sprinkle, spray vegetation full of chemicals that end up in our water supply, soil and ultimately foods.  We wear make-up, dye our hair, glue on finger nails, wear sunscreen, perfumes, deodorant, etc.  There’s no denying that we live in a toxic world. There are hundreds of thousands of known chemicals to man and the list continues to grow.  There are unregulated chemicals being used and added to this toxic stew we call home.

Chemicals such as aluminum, copper, mercury and amalgam are found in our bodies. They come from deodorants, cookware, some fish, auto emissions and dental fillings. Chemicals are found in the air we breathe, plastic and canned food containers, home and garden pesticides, dry cleaning detergents, gasoline, etc. Lead is found in higher than ever concentrations in the body even though it was banned almost 50 years ago.
Unfortunately these and other metals such as iron, cadmium and copper are easily absorbed by the body and the brain. Once the metals take up residence in the brain, mental decline may occur such as memory loss, poor focus and concentration, depression, moodiness, poor reasoning skills.
If you are an expectant mother, all foods and liquids you ingest cross the placenta and are absorbed by the fetus. The flavors you eat and drink are taken up by the unborn child. Pay particular attention to the source of the foods and liquids you ingest.  

You can do due diligence by choosing certain foods, vitamins and herbal extracts that draw out or de-toxify the blood. If you are a red meat eater and white carb lover, limit intake to no more than once a week. Lean meat is best. Avoid bacon and sandwich meats. Avoid fried meats.
White carbs are sugar, white rice, pasta, white flour based foods like pretzels, donuts, bagels and chips. Free range chicken and turkey is best. Don’t fry it. Add fish, chicken, eggs up to 3 times a week. Eat fruit, vegetables, olive oils, nuts, whole grains, herbs and spices daily.  

We cannot completely escape these harsh chemicals but we can certainly choose the right foods for a healthier internal environment. To learn more about heavy metal food contamination please visit,
Good health,
Trisha M. Pacenti RN,BSN

What is whole life insurance?

Whole life insurance is permanent insurance that is guaranteed to last for your entire life. Whole life not only provides a death benefit but also builds up cash value that can be available during your lifetime. If you are sick and laid up, you can withdrawal from the built up cash value while the face amount remains unchanged.

 Benefits of whole life insurance:
·         Cash values
·         Great way to accumulate tax deferred funds
·         Easy access to cash
·         May be used to transfer wealth

The several types of whole life policies are:

Whole life 100
·         Preserve or accumulate wealth
·         Fixed premium to age 100

 Life Paid Up at 65
·         Whole life policy with level premiums payable to age 65
·         Ideal for people who want premiums to end during retirement years
·         Higher accumulated cash value at 65 versus 100

 Life Paid up at 95 is same as for 65.

Single Premium Life
With SPL, you can make a 1 time premium payment to secure a paid up policy providing a guaranteed death benefit.

·         Ideal for those in or approaching retirement years
·         Interest credited immediately upon payment of premium 

There are expenses associated with death. If you believe you have yourself covered with the bare minimum of life insurance you may and chances are, will be leaving outstanding expenses for your family to cover out of their own pocket. Now is your opportunity to make sure you have a well-designed and enough money in your financial portfolio to cover all expenses associated with your death and protect your family from having to dip in any saved up money.

Every individual has their own unique situation. Designing a financial plan is as individual as you are. Consulting with a licensed, experienced representative is the first step in planning a financial protection for you and your family. Consultations are free and information is kept confidential. 

An hour of your time will make the difference between financial ruin and financial protection.

Trisha M. Pacenti RN,BSN

Tuesday, January 6, 2015

Breast cancer awareness

A yearly mammography and monthly self-breast exams are key to breast cancer detection.  According to the National Breast Cancer Foundation, Inc., one in eight women will be diagnosed with breast cancer during their lifetimes. As the most commonly diagnosed cancer in women, it is also the second leading cause of death among them.

Though often thought to be a woman-specific disease, breast cancer also occurs in men. In fact, each year it is estimated that approximately 2,100 men will be diagnosed with breast cancer. Men who are at high risk for breast cancer may do self-breast exams as well.  If breast cancer runs in your family or you carry the BRCA1 or BRCA2 gene, you have higher risk of developing male breast cancer.

Most women with breast cancer have some type of surgery, and for those who undergo partial or full mastectomies may find comfort in options for breast prosthesis afterward.
There are several services available to women who need special bras, camis, swim wear, etc. to help adjust to your new you. Please talk with your doctor about post breast surgery care and options available.

To learn more, please visit

Good health,

Trisha M. Pacenti RN,BSN

Benefits of preparedness

Life insurance is the cornerstone of a sound financial plan. Protecting what you value the most is what we naturally do for those we love. It's never too late or too early to protect your family's financial future. Truth is, it is difficult to have discussions on mortality. Reality is, mortality is just as real as the nose on your face. The difficulty of the conversation should not stop you from pre-planning. The time to have these discussions is now when your at your youngest and healthiest.

Pre-planning brings value and sense of security. There is no better feeling knowing that you have laid out a financial plan for your family. The flexibility of life insurance ensures you have enough money available to cover final expenses. The wide range of available products will provide the coverage you need. Another value added benefit at no cost to you or the beneficiary is that the money is federal income tax free.

There is no such thing as one-size fits all life insurance. You have unique needs, goals and responsibilities so you need a life insurance plan that's designed specifically for you. Building a successful life insurance program starts with paying attention to detail and a qualified life insurance representative.

Take time and learn how you can protect what you have worked for and accumulated your whole life. To learn more how life insurance products can help you, contact me  for a consultation. As an experienced representative, I will provide you with a financial needs analysis, review products with you and provide you with an individualized plan that is best to fit your needs.

 Medical and financial events don't wait, why should you?

Smart financial health,

Trisha M. Pacenti RN,BSN