Monday, November 1, 2010

Florida Residents Go Without Health Insurance

It seems that more and more people in Florida are losing their health insurance. This is happening either because they lose their jobs or because they choose not to have it.

According to a report issued by the Washington consumer advocacy group Families USA some 3,500 people in Florida remain without health insurance. By the end of the year the number is expected to to reach 185,000. Across the country it has been estimated that 2.3 million more Americans will be without health insurance coverage. This makes the recent moves by the Senate Committee, Congress and the president on speedy health care reform more justified that the nation needs a comprehensive health care reform making it affordable so all can have access.

According to the study, between 1999 and 2008 the average premium for health insurance for a family has increased by 119 percent from $5.80 a year to more than $12.60. These increases have led many employers to discontinue or reduce health care benefits. Simply put, providing insurance for employees has become a financial buden for employers. The American employer is a victim of increasing taxes thereby making it difficult to do business.

Under the COBRA law when a person loses employment, the individual may remain with the health insurance company for many months by paying the total premium. This has proved prohibitive for the majority of the unemployed as the cost is very high. When you lose your job, you pay for your COBRA insurance's full cost. You cannot modify the plan as it is a group insurance policy. Some people who had coverage for themselves and their spouses while working now are forced to leave out protection for the spouse because of the high cost of the premium.

In the state of Florida, the unemployment rate rose to 10.2 percent, with the consequent loss of health insurance coverage. The good news is, is that there is affordable health insurance without compromising quality and the plans are written to fit your individual needs.

Visit to learn more about high end, affordable plans today. You and your family could be covered in as little as 1 week. Don't delay. Get the process started.

Good Health,
Trisha M. Pacenti RN, BSN